LOAN APPLICATIONS
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*PLEASE ALLOW AS MUCH TIME FOR THE PROCESSING OF THE APPLICATION AS POSSIBLE,
MOST LOANS CAN TAKE UP TO 24 HRS TO BE APPROVED !!
THEN ALL YOU DO IS SIGN AND DRIVE!!!*
SORRY-WE CAN ONLY FINANCE BOATS THAT WE SELL,CONSIGN OR BROKER.
FOUND ONE SOMEONE ELSE HAS? GIVE US A CALL TO DISCUSS OPTIONS IF THE OTHER SELLER IS WILLING TO WORK WITH US AS WELL!
WANT A BOAT -BUT DON'T KNOW WHERE TO START??
LET US HELP!!!
WE CAN TAKE THE STRESS OF GOING TO THE BANK OUT OF THE EQUATION FOR YOU!!
WITH VERY COMPETITIVE RATES, TERMS AND PAYMENTS TO MEET YOUR NEEDS!!!
WE ARE WORKING WITH MULTIPLE LENDERS THAT WILL WORK HARD TO GET YOU IN A BOAT!!
LET US, GET YOU FINANCED AND IN THE BOAT THAT FITS YOUR NEEDS!!
APPLICATIONS CAN BE FILLED OUT ON-LINE,OVER THE PHONE, IN PERSON OR FAXED!!!
BELOW ARE 2 SEPARATE OPTIONS TO THE APPLICATION PROCESS- SO YOU CAN DO IT FROM THERE IF YOU PREFER!!!
****PLEASE CALL, TEXT, OR EMAIL PRIOR TO FILLING OUT AN APPLICATION!! IF YOU HAVE ANY QUESTIONS- WE WILL BE GALD TO ASSIST YOU******
There are a few guidelines we go by to qualify you through our primary lender.
1) In most cases we are required to collect at-least a 10% down payment or a trade in.
2) Please note another factor that could help out those with low scores- "DOWN PAYMENTS" and/or a trade in allowance. The more you have to put down, the better it looks in the banks eyes. Then they feel like you have a strong interest in making the payments and following through with the loan. it shows your commitment to the lender. It then divides the responsibly up between you and them a little more fairly. This is not a major factor -we understand that not everyone has $5000 to put down on a $20,000 boat.
3) PROOF OF INCOME- after your credit is pulled , they will give a contingency approval if they are able to assist, awaiting proof of your income.
They will need atleast last 2 paycheck stubs and probably the last years or previous years income taxes with all schedules/forms.
4) To qualify Normally - You have to show/claim $24,000 per year of income, there are multiple ways to accomplish this if its not on your taxes. please call to discuss.
*WE HAVE A FEW QUESTIONS TO ASK, THAT WILL ASSIST US IN DIRECTING YOUR LOAN PROCESS*
PLEASE BE HONEST -AS THIS WILL GUIDE US IN GETTING YOU TO THE CORRECT LENDER FOR THE BEST OUTCOME OF YOUR PARTICULAR SITUATION.
IN MOST CASES WE CAN HELP YOU OBTAIN A LOAN, IF YOU ARE UP FRONT WITH US!!!
FOUND ONE SOMEONE ELSE HAS? GIVE US A CALL TO DISCUSS OPTIONS IF THE OTHER SELLER IS WILLING TO WORK WITH US AS WELL!
WANT A BOAT -BUT DON'T KNOW WHERE TO START??
LET US HELP!!!
WE CAN TAKE THE STRESS OF GOING TO THE BANK OUT OF THE EQUATION FOR YOU!!
WITH VERY COMPETITIVE RATES, TERMS AND PAYMENTS TO MEET YOUR NEEDS!!!
WE ARE WORKING WITH MULTIPLE LENDERS THAT WILL WORK HARD TO GET YOU IN A BOAT!!
LET US, GET YOU FINANCED AND IN THE BOAT THAT FITS YOUR NEEDS!!
APPLICATIONS CAN BE FILLED OUT ON-LINE,OVER THE PHONE, IN PERSON OR FAXED!!!
BELOW ARE 2 SEPARATE OPTIONS TO THE APPLICATION PROCESS- SO YOU CAN DO IT FROM THERE IF YOU PREFER!!!
****PLEASE CALL, TEXT, OR EMAIL PRIOR TO FILLING OUT AN APPLICATION!! IF YOU HAVE ANY QUESTIONS- WE WILL BE GALD TO ASSIST YOU******
There are a few guidelines we go by to qualify you through our primary lender.
1) In most cases we are required to collect at-least a 10% down payment or a trade in.
2) Please note another factor that could help out those with low scores- "DOWN PAYMENTS" and/or a trade in allowance. The more you have to put down, the better it looks in the banks eyes. Then they feel like you have a strong interest in making the payments and following through with the loan. it shows your commitment to the lender. It then divides the responsibly up between you and them a little more fairly. This is not a major factor -we understand that not everyone has $5000 to put down on a $20,000 boat.
3) PROOF OF INCOME- after your credit is pulled , they will give a contingency approval if they are able to assist, awaiting proof of your income.
They will need atleast last 2 paycheck stubs and probably the last years or previous years income taxes with all schedules/forms.
4) To qualify Normally - You have to show/claim $24,000 per year of income, there are multiple ways to accomplish this if its not on your taxes. please call to discuss.
*WE HAVE A FEW QUESTIONS TO ASK, THAT WILL ASSIST US IN DIRECTING YOUR LOAN PROCESS*
PLEASE BE HONEST -AS THIS WILL GUIDE US IN GETTING YOU TO THE CORRECT LENDER FOR THE BEST OUTCOME OF YOUR PARTICULAR SITUATION.
IN MOST CASES WE CAN HELP YOU OBTAIN A LOAN, IF YOU ARE UP FRONT WITH US!!!
- 1) DO YOU HAVE ANY IDEA OF YOUR CREDIT SCORE?
if it is 580- or better , lets get your application and get you boating! But only if you answer "yes" to the next 2 questions. - 2)ARE YOU CURRENT WITH YOUR PRESENT LOAN PAYMENTS?
- 3) CAN YOU PROVIDE PROOF OF INCOME WHEN NEEDED?
- IF YOU HAVE ANY REPOSSESSIONS,BANKRUPTCIES,OR FORECLOSURES IN THE LAST 10-12 MONTHS- PLEASE CALL FIRST AND I WILL PROCESS YOU APPLICATION THROUGH MY SECONDARY LENDER .
IF THERE HAS BEEN ONE OF THE ABOVE BEYOND 10-12 MONTHS AGO , WE CAN TRY THE PRIMARY LENDER AND PROCEED TO THE LINK AT THE TOP OF THE PAGE!!! - THESE ARE JUST GUIDELINES FOR US TO USE, THERE IS NOTHING "SET IN STONE" AS WE ALL HAVE DIFFERENT BACKGROUNDS, HISTORY ,ETC
WE HAVE OTHER AVENUES TO HELP GET YOU BOATING -SO PLEASE DONT GET DISCOURAGED AS THERE ARE ALWAYS OPTIONS I CAN HELP YOU GET THROUGH!!!!
WANT TO KNOW WHAT YOUR PAYMENTS MIGHT BE??
HERE IS A LINK TO HELP YOU FIGURE OUT PAYMENTS ,TERMS ,ETC..
JUST CLICK THE LINK loan calculator button BELOW!!!!
change the #'s to see what you can afford!!!
**FINANCING **
CALL ANYTIME!!!
904-629-2632
LETS GET YOU BOATING TODAY!!!
WE ARE WORKING WITH SEVERAL GREAT LENDERS -
ACCEPTING CREDIT SCORES IN THE LOW 500'S AND EVEN LOWER IF YOU CAN MEET A FEW EXTRA TERMS!!!!!!!!!!
GIVE ME A CALL TODAY AND LETS GET YOU BOATING!!!
CALL ANYTIME!!!
904-629-2632
LETS GET YOU BOATING TODAY!!!
WE ARE WORKING WITH SEVERAL GREAT LENDERS -
ACCEPTING CREDIT SCORES IN THE LOW 500'S AND EVEN LOWER IF YOU CAN MEET A FEW EXTRA TERMS!!!!!!!!!!
GIVE ME A CALL TODAY AND LETS GET YOU BOATING!!!
*************************************************
SECOND CHANCE LENDING FOR ALMOST ANY SCORE!!!
CALL FOR DETAILS!!!
I HAVE ANOTHER LENDER THAT HAS SECURED MULTIPLE LOANS FOR ME. THIS LENDER IS FOR PEOPLE TRYING TO RE-ESTABLISH THERE CREDIT WHILE THEY PLAY!!
THEY WILL ALSO REQUIRE A DOWN PAYMENT OF AT-LEAST 10% OR TRADE IN.SOMETIMES THEY MAYBE WILLING TO USE ADDITIONAL COLLATERAL (LIKE A PAID OFF VEHICLE OR OTHER ITEM?)
THEY HAVE BEEN ABLE TO ASSIST MANY PEOPLE WHO CANNOT OBTAIN FINANCING ANYWHERE ELSE!!
I CAN ALSO FILL OUT AN APPLICATION FOR YOU IF YOU PREFER, JUST GIVE ME A CALL 904-629-2632
THANK YOU -KELLY
************************FORMS OF PAYMENT******************************
PAYMENT METHODS ARE AS FOLLOWS: PLEASE ASSURE YOUR FUNDS ARE AVAILABLE -AS THE BOAT, TITLE,BILL OF SALE , ETC... MAY NOT BE RELEASED WITHOUT FULL PAYMENT IN HAND!!!
CASH IS PREFERRED .
CASHIERS CHECKS AND PERSONAL CHECKS ARE ACCEPTED- THE BOAT,BILL OF SALE ,ETC.. AND/OR TITLE MAY NOT BE RELEASED UNTIL THE FUNDS CLEAR THE BANK.
DIRECT DEPOSIT AT BANK- I HAVE A BUSINESS ACCOUNTS AT SEVERAL BANKS AND CREDIT UNIONS FOR OVER THE COUNTER OR ONLINE DEPOSITS.
WIRE TRANSFER- YOU CAN WIRE THE MONEY FROM ANY BANK TO ONE OF OUR BANKS.
PAYPAL- PAYPAL WILL BE ACCEPTED FOR DEPOSITS ONLY - FEES MAY APPLY.
PAYPAL AND CREDIT CARDS PAYMENTS ARE AVAILABLE WITH A 2.5% FEE.
SECOND CHANCE LENDING FOR ALMOST ANY SCORE!!!
CALL FOR DETAILS!!!
I HAVE ANOTHER LENDER THAT HAS SECURED MULTIPLE LOANS FOR ME. THIS LENDER IS FOR PEOPLE TRYING TO RE-ESTABLISH THERE CREDIT WHILE THEY PLAY!!
THEY WILL ALSO REQUIRE A DOWN PAYMENT OF AT-LEAST 10% OR TRADE IN.SOMETIMES THEY MAYBE WILLING TO USE ADDITIONAL COLLATERAL (LIKE A PAID OFF VEHICLE OR OTHER ITEM?)
THEY HAVE BEEN ABLE TO ASSIST MANY PEOPLE WHO CANNOT OBTAIN FINANCING ANYWHERE ELSE!!
I CAN ALSO FILL OUT AN APPLICATION FOR YOU IF YOU PREFER, JUST GIVE ME A CALL 904-629-2632
THANK YOU -KELLY
************************FORMS OF PAYMENT******************************
PAYMENT METHODS ARE AS FOLLOWS: PLEASE ASSURE YOUR FUNDS ARE AVAILABLE -AS THE BOAT, TITLE,BILL OF SALE , ETC... MAY NOT BE RELEASED WITHOUT FULL PAYMENT IN HAND!!!
CASH IS PREFERRED .
CASHIERS CHECKS AND PERSONAL CHECKS ARE ACCEPTED- THE BOAT,BILL OF SALE ,ETC.. AND/OR TITLE MAY NOT BE RELEASED UNTIL THE FUNDS CLEAR THE BANK.
DIRECT DEPOSIT AT BANK- I HAVE A BUSINESS ACCOUNTS AT SEVERAL BANKS AND CREDIT UNIONS FOR OVER THE COUNTER OR ONLINE DEPOSITS.
WIRE TRANSFER- YOU CAN WIRE THE MONEY FROM ANY BANK TO ONE OF OUR BANKS.
PAYPAL- PAYPAL WILL BE ACCEPTED FOR DEPOSITS ONLY - FEES MAY APPLY.
PAYPAL AND CREDIT CARDS PAYMENTS ARE AVAILABLE WITH A 2.5% FEE.
